The Inner Circle

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MSME policy decoded, Vedic wisdom applied, AI tools tested, mythology retold — by Dr. Dibyendu Choudhury, Presidential Award Winner 2023.

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Every edition is fully readable online — 12 published and counting

AI & India's MSME Future #12 · Latest MSME Policy
June 15, 2026
AI & India's MSME Future
Artificial intelligence is no longer a future promise for Indian small businesses — it's an operational reality. How 63 million MSMEs are being reshaped by data, automation, and intelligent credit systems.
AI & the Indian Entrepreneur: Threat or Tool? #11 AI & Tech
June 15, 2025
AI & the Indian Entrepreneur: Threat or Tool?
The automation question every Indian founder is asking — and avoiding. Which roles AI displaces, which it amplifies, and how solopreneurs can wield AI tools before the competition catches up.
SME Growth Fund: ₹10,000 Crore Explained #10 MSME Policy
June 1, 2025
SME Growth Fund: ₹10,000 Crore Explained
Budget 2026 allocated Rs 10,000 crore for MSME credit expansion through SIDBI. What this means for your business, who qualifies, and how to access the downstream lending of Rs 80,000 crore it unlocks.
TREDS Mandatory for CPSEs: What MSMEs Must Know #9 MSME Policy
May 15, 2025
TREDS Mandatory for CPSEs: What MSMEs Must Know
All Central Public Sector Enterprises must now onboard TREDS platforms, transforming trade receivable financing for MSME suppliers. Complete guide to registration, eligibility, timeline, and what it means for your cash flow.
Indian Cinema & Mythology: Why It Works #8 Mythology
May 1, 2025
Indian Cinema & Mythology: Why It Works
From Baahubali to Adipurush — why Indian cinema repeatedly returns to the Mahabharata and Ramayana for its most successful narratives. The dharma, sacrifice, and destiny frameworks that resonate across generations.
RBI MSME Collateral-Free Loans: Full Guide #7 MSME Policy
April 15, 2025
RBI MSME Collateral-Free Loans: Full Guide
RBI's collateral-free loan limit raised to Rs 20 lakh — one of the most impactful changes for micro enterprises in years. Full guide to eligibility, participating banks, documents, and step-by-step application.
Operation Gelisko: How It Was Written #6 Fiction
April 1, 2025
Operation Gelisko: How It Was Written
A rare behind-the-scenes look at the craft behind the spy thriller Operation Gelisko. The cold open that sparked it, fragmented notes that became chapters, and the discipline that turned an idea into a novel.
The Bhagavad Gita as a Leadership Manual #5 Vedic Wisdom
March 15, 2025
The Bhagavad Gita as a Leadership Manual
Krishna's counsel to Arjuna is the world's oldest leadership coaching session. Three principles — action without attachment, clarity under pressure, servant leadership — that transform how modern executives lead.
Cybersecurity for MSMEs: The ₹20,000 Cr Threat #4 Cyber Security
March 1, 2025
Cybersecurity for MSMEs: The ₹20,000 Cr Threat
67% of cyberattacks target small businesses yet most Indian MSMEs have zero protection. The top threats, the three-step shield, and the affordable cyber insurance options available today.
MSME Policy Digest: What Changed in Budget 2025 #3 MSME Policy
February 15, 2025
MSME Policy Digest: What Changed in Budget 2025
Budget 2025 contained three major wins for Indian MSMEs buried in the fine print — collateral-free credit expansion, GST filing simplification, and a Rs 2,000 crore digital upgradation scheme.
Patal Lok Series: The Universe Explained #2 Mythology
February 1, 2025
Patal Lok Series: The Universe Explained
The Patal Lok of Hindu cosmology is not a hell — it is a luminous underworld of seven layers, each more radiant than the last, ruled by Naga kings. A complete Vedic cosmological guide.
Welcome to Stories, Strategies & Sparks #1 General
January 15, 2025
Welcome to Stories, Strategies & Sparks
Introducing The Inner Circle — a fortnightly newsletter blending MSME policy insight, Vedic wisdom, Indian mythology, and leadership strategy. Why this newsletter exists and what every edition delivers.

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